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I’m 30 Without Kids, Do I need Life Insurance?
On my commute to and from work I like to listen to personal finance podcasts. A few months ago I was listening to one of my favorite shows when a story really touched me. A grieving wife called into...
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Please Seat Us in the Happy Hour Section
About a month ago a friend and I went to Chevy’s after work. If you don’t have a Chevy’s by you, it’s a chain Mexican restaurant that I have an extreme fondness for. The first Chevy’s I ever ate at was...
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Holiday Gifts-Start Now or Spend Later!
This year we’re going to splurge on a tree topper This weekend the bf and I went to the mall to pick up a few things. The first store we walked through was Macy’s. It being barely October, I couldn’t...
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Pay to Pee?
Saturday night the bf and I went out for a date. Because the weather has been unseasonably warm we were able to take the dog with us and eat outside. I know there won’t be many more of these warm...
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Not Managing Your Money Well? Need a Rep Payee?
During my time working in the social services field, I’ve met many low-income folks diagnosed with severe and persistent mental illnesses. Most of those clients receive Social Security Income (SSI)...
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The Best Things in Life are…Vera Bradley?
A few weeks back the boyfriend and I drove out to the premium shopping outlets in Woodbury. I enjoy outlet shopping because I can buy some of the brand name clothing that I like without busting my...
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Compromising Saved Me Money
I wanted to hang out with sheep If patience is a virtue, then compromise is patience’s best friend. I have to admit I’m not always the most patient, but I do try to make compromises when it comes to...
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I need, I want, I love
When I was a teen and young adult there were a lot of things that I wanted. A big house, a luxury car, designer clothing, fancy perfume, you name it, I wanted it. Did I have any of those things? No!...
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Made With Love: My Homemade Christmases Past
The Christmas Story Deconstructed We all remember the tragic pink bunny pajamas that aunt Clara made Ralphie in popular movie A Christmas Story, and I suspect most of us have received poorly...
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Staying Frugal Once You’re Out Of Debt
Important!The following post is a guest post by Connie over at Savvy with Saving. Connie is a 20-something trying to live big on a budget…in New York City. Follow her on her road to financial...
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“No Heat For You!”: The Heat Nazi
The “Soup Nazi” Have you ever seen that Seinfeld episode with the “soup nazi?” If you haven’t there’s a pretty infamous Seinfeld episode in which Kramer introduces the rest of the his friends to a new...
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FJD-Facebook Jealousy Disorder
Do you know someone who suffers from FJD? You know, Facebook Jealousy Disorder? Here are some signs and symptoms of the Disorder: Envy of a college, “friend of a friend” who has a ginormous new...
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The First Time I Needed My Emergency Fund
Is your emergency fund a topic of dinnertime conversation? At my house it is. Yesterday the bf and I had an interesting conversation about emergency funds. As you might remember, the bf and I lost our...
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Avoid Student Loans by Living Like a College Kid
Have you ever heard that saying, “Live like a doctor when you’re a med student and you’ll live like a med student when you’re a doctor?” Probably sounds pretty self-explanatory to most people who read...
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Dear Santa, I Hope You Got a Raise This Year!
Dear Santa, This year the only thing I want for Christmas is a BMW. Oh and a diamond tennis bracelet and a cashmere sweater knit by virgins underwater. Just kidding. If you’re curious what I want this...
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My Real Housewives of NJ Best Friend
Image Amazon When I was a kid it was pretty easy to stick to a budget. I grew up with really frugal parents and I lived in the middle of nowhere (literally), so there weren’t really many places to...
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Are Community-Supported Agriculture (CSA) Shares a Good Deal?
This weekend we got a “valu-pack” of coupons. You know those envelopes of coupons and menus that local restaurants and vendors mail to your house? I typically take a quick look and then toss recycle...
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The Difference Between “Broke” and “Poor”
I’m one of those people who believes that there’s a difference between being “poor” and being “broke.” When you’re “poor” people pity you and try to give you handouts. When you’re broke, you don’t...
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Bad Retirement Advice
Keep reading for my WORST retirement advice. And I’m the perfect person to deliver this “advice” because I’m the prime example of what you shouldn’t do when it comes to retirement savings! Wait to...
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You Need an Emergency Fund When Your Furnace Dies
The “culprit”, on wall, left-hand side I did a post a few months ago about why it’s important to have an emergency fund. December 27th, I re-confirmed the importance of having an emergency fund when we...
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