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Library Nerd Saves Us Hundreds a Year
**We’ve borrowed all of these, and many more, from our local library over the past year** Bf is a total library nerd (love this about him). Bf spends so much time at the local library he knows the...
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One Year In Our Home: 10 Tips For Condo Buyers
April 20th marks the one year anniversary of the closing date of when we bought out condo. Anxious first time buyers, the bf and I were determined to be well-informed before we made the, “big...
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Spending Without Spouse Approval
There have been a lot of posts in the personal finance blogosphere recently about whether you should merge your finances together when you get married. And specifically if you should consider paying...
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Choosing Mom Over Money
Tonight my mom is coming to visit, yay! Bf and I are having an unofficial and very late housewarming/Cinco De mayo party on Saturday night. We’re going to have Qdoba catering, margaritas, Dos Equis and...
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If You Can’t Afford to Tip, Stay at Home!
Being a service industry “veteran”, I get pretty agitated when I hear that people aren’t tipping because of the, “recession”, or because they’re on a budget and trying to save money. Newsflash...
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Girl, Your Man’s Making You Broke: AKA Scrub Alert
**Just FYI: This post reads better if you hum TLCs awarding winning song, “No Scrubs” as background accompaniment. Before anybody gets upset, scrub-like behavior can be found in guys and girls.** Ever...
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Clutter Causes Financial Chaos
Before Remember last weekend I had my Cinco de Mayo house party? Well what I didn’t say about the prep for that party was my house was a complete and utter disaster. My mom helped me do some err clean...
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Sometimes I Don’t Play Nice: Killing My Debt
I’m a nice girl (most of the time) and my mother taught me to play nice with others and hold my tongue when I have nothing nice to say. But it’s hard to talk when you’re holding your tongue and...
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Are Coupons Worth the Time? 5 Reasons They Are!
Sometimes I meet coupon non-believers. You know, the types that think that coupons are a waste of time. Usually the non-believers tell me that they don’t clip coupon for several reasons. The...
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Expensive Doesn’t = Good Quality
Have you ever spent a lot of money on a product thinking that you’re making a good “investment” in a quality piece? You know, spending your money wisely on a high quality product that will last many...
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Self-Care – Don’t Neglect Your Health While You Accumulate Your Wealth
How many times have you come across a person who’s so focused on making money and accumulating wealth that he/she doesn’t, “have time” to take care of himself? Sounds pretty silly when you say it out...
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Top 10 Reasons to Pay Off Your Student Loans ASAP
Why I’m So Passionate About Student Loan Payoff. After 6 years dragging myself through the ivory tower, I owed over $30,000 in student loan debt. That student loan debt was like a giant “debt elephant”...
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$59 mattresses: Being Satisfied With What You Have
Background – The Grandparents come to visit: When my grandparents came to visit over Christmas, my grandfather commented on how comfortable the mattress in our guest bedroom is. He said he’d had the...
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Friends Shouldn’t Lend Friends Money
Have you ever lent money to a friend or family member? If you have, did he/she pay you back? If they didn’t pay you back did that experience leave a bad taste in your mouth? A few years ago I lent...
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What Are High-Deductible Health Plans? Who Do They Hurt?
Last week at work we had a meeting with Human Resources. The purpose of the meeting? To tell employees that our organization (a large non-profit) can no longer keep our current health insurance plan...
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Top 10 Reasons Friends With Debt Are No Fun!
When I was in debt, I wasn’t a lot of fun to be around. I’d like to think I’ve always been a good friend, but the debt definitely impacted my emotions and tainted my outlook on life. Let’s be honest,...
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Neighbors Selling Their Condo – Are We Next?
We bought our condo a little over a year ago for $398,000. When we made the purchase the market was down and our realtor told us she wouldn’t be surprised if the price went up dramatically in the next...
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New York State of Mind or Maine-iac?
Over the past few years I’ve thought a lot about my upbringing and reflected on how it impacted me socially, culturally and economically. Growing up in a very small fishing village on the coast of...
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Taking Advantage of Bank Sign up Bonuses = Easy $200!
How many times in a year do you get offers in your mailbox (or e-mail) asking you to sign up with a new bank? To be honest I’ve received these offers for years and they’ve always gone directly into my...
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Swimming in Debt or Lifeguarding?
As I meet more and more people who are paying down down, I’ve noticed a few similarities in the things they tell me. Specifically when they’re describing their debt, the same language seems to come up...
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